Provident Personal Credit Loan

Provident Personal Credit

The Facts:

WHO?

Provident Personal Credit

WHAT’S THE COMPANY ABOUT?

BA budget loan repayable over 14 weeks can provide a short term financial solution when cashflow is a problem. Provident Personal Credit offers budget loans of between £50 and £300 repayable over a 14 week period. A decision in principles is given in minutes. An agent will call at your home to discuss your application and agree a repayments schedule. The agent will then call weekly to collect your payments. A poor credit history, CCJs, being a tenant or unemployed will not mean your application is rejected - Provident Personal Credit may still lend to you. You do not need to have a bank account or direct debit card. It may be possible to extend the length over a longer period of time.

HOW MUCH?

With Provident Personal Credit you can borrow from £50 to £300.

WHEN?

A decision in principle within minutes and your loan within several days after an agent has called to discuss the details of your budget loan with you.

WHY?

Advantages:

  • Borrow from £50 to £300
  • Spread payments over 14 weeks with a budget loan
  • A decision in principle within minutes - and your money within days
  • An agent visits your home to discuss the loan application
  • Weekly payments collected by agent
  • No bank account or debit card required
  • A personal payment book to track your repayments
  • A poor credit history may not be a problem
  • It may be possible to spread payments over a longer period.

Disadvantages:

  • A budget loan is designed to cover short term cash flow problems only
  • A budget loan is not a cost effective way to borrow in the longer term.
  • If you require a payday loan for longer than the repayment limit shown, please seek professional advice to consider alternative, more suitable, solutions.

WHERE?

Address: Provident Personal Credit, 1 Godwin Street, Bradford BD1 2SU

SPECIAL FEATURE

Offer budget loans payable over 14 weeks.

AND FINALLY...

Applicants must be at least 18 years old and a UK resident. Proof of ID, address and income needed.

The Figures:

Representative Example:
Borrow: £100 for 14 weeks
Total amount payable: £140
Interest: £40
Representative APR: 1068.5%

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