Payday Loan Express

Payday Express is one of the fastest growing payday loan company’s in the UK .

Customers who have a poor credit history are still entitled to receive a cash advance. However, borrowers will need to prove to the lender that they have sufficient funds available on payday to cover the repayment.   

Application

Applying for a payday loan from Payday Express is a simple process that requires a small amount of information from the borrower.

In addition, customers will also need to provide bank statements covering the last 2 months, their last payslip, a recent utility bill or alternative proof of address and a clear copy of both sides of their debit cards.

Payday Express provides a same-day money transfer service, once approval of an application is given. The borrower’s Credit Agreement is then sent via fax, post or email which must be signed and returned before 14:30 in order to have the funds transferred on the same day.   

Alternatively, customers can visit one of the company’s offices where they will be given cash on the spot.  

Charges

Loans from £80 to £800 can be taken out, with a repayment charge of £100 for every £80 borrowed. Repayments can be made via debit card and no administration fees are included.

How to Qualify

In order to be eligible for a loan from Payday Express, customers must:

• Be employed in the UK with a regular income
• Be 18 and over
• Have an active bank account with a debit card. In some circumstances the lender may also require a cheque with the same bank account from the borrower.